Dealing with a homeowners insurance claim?
Securing a fair settlement for a homeowners insurance claim should not have to be difficult, but in the wake of a natural disaster like Sandy, it sometimes is. We can offer the following tips to help with your claim:
1.File a claim as soon as possible, providing all relevant information and supporting documentation regarding the damage that your home has sustained.
2.Keep detailed notes and copies of relevant documents pertaining to your claim, including who you speak to at the insurance company, any out-of-pocket repair costs you have faced and more. Take pictures of the damage.
3.Consider taking any steps to prevent further damage to your property as your claim is being processed. Depending on your policy, expenses of this kind may be covered.
4.Do not hesitate to follow up with your insurance provider if you have any questions or if you believe your claim is not moving along in a timely fashion.
If you are experiencing any problems with your claim, such as a denial or delayed claim, ask to speak with a supervisor/manager at the insurance company as soon as possible. You can also report mistreatment or misconduct to your state insurance department.
5. Hire a public adjuster like Dietz International. We can help you with all that the policy requires, but with the addtional benefit of you not having to deal directly with your insurance company. The settlement we can make will most likely far exceed what you can do on your own.
6. For those clients unfortunate enough to have part or all of their claim denied, we generally recommend you seek advice from competent and qualified counsel that specialises in insurance claims. We will work with the counsel you select in support of your claim until a resolution is reached either before litigation, during litigation or even in trial.